Home Insurance Estimator

Get a ballpark annual premium in 30 seconds — then talk to an agent for a real quote.

Home rebuild value ($)

Province

Year built

Deductible ($)

Construction

Heating

Discounts that apply:

Monitored alarm system (−8%)

Bundle with auto insurance (−10%)

Claims-free 5+ years (−12%)

New roof in last 10 years (−5%)

Estimated annual premium

How we got there

💡 5 ways to lower your premium

Raise your deductible — going from $500 to $1,000 often saves 10–15%.
Bundle home + auto with one insurer for multi-policy discounts.
Install a monitored alarm and water-leak sensors.
Review your rebuild value yearly — over-insuring wastes money.
Ask about loyalty and claims-free discounts at every renewal.

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Estimates only — not financial advice and not a quote. Actual premiums depend on insurer underwriting, your claims history, exact location, and dozens of other factors. Contact a licensed insurance agent for a real quote.